Short Essay on Employees’ State Insurance – Employees’ State Insurance (ESI) is an integrated social security scheme, tailored to provide social protection to workers in the organised sector and their dependents in contingencies such as sickness, maternity, or disablement or death due to employment injury or occupational diseases.
This Scheme provides full facilities to insured persons and their dependents as well as cash benefits to compensate for the loss of wages or earning capacity in various situations.
The Government of India enacted Employees’ State Insurance (ESI) Act in 1948. As per the Act the Employees’ State Insurance Scheme is administered by a duly constituted corporate body called Employees’ State Insurance Corporation (ESIC). It comprises members representing Central and State Governments, Employers, Employees, Parliamentarians and medical professionals.
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The Union Minister of Labour functions as Chairman of the Corporation whereas Director General, as Chief Executive, discharges the duty of running the day-to-day administration.
A standing committee representing all stakeholders is elected from the body corporate for managing affairs of the Scheme and monitoring the progress of implementation of various decisions and policies from time to time. The Medical Benefit Council, a statutory body, advises the Corporation on matters related to administration of medical benefit under the ESI Scheme.
The Central headquarters of the corporation is located at New Delhi. For the purpose of coverage, revenue collection, extension of the scheme to new classes of establishments, implementation of the scheme in new areas, coordination with State Governments and general administration, the corporation has established regional and sub-regional offices across the country which is mostly located in State capitals.
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The medical facilities are provided through a wider network of ESI Dispensaries and Clinics, besides the ESI Hospitals.